/* WeLend R6: original identity, accessible layouts, self-contained assets. */
:root{--navy:#17192e;--navy-light:#272d49;--forest:#075e43;--green:#07884b;--mint:#75e7c8;--pale:#edf8f3;--paper:#f5f8f7;--white:#fff;--ink:#293347;--muted:#526271;--line:#dce6e2;--warning:#785016;--warn-bg:#fff8e9;--radius:18px;--shadow:0 16px 40px rgba(20,44,34,.065);--shell:1200px;font-family:"Avenir Next","Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--paper);font-synthesis:none}
*,*::before,*::after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:112px}body{margin:0;font-size:17px;line-height:1.7;-webkit-font-smoothing:antialiased}button,input,select,textarea{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button,a{touch-action:manipulation}a{color:var(--forest);text-underline-offset:4px}a:hover{text-decoration-thickness:2px}button{cursor:pointer}img{display:block;max-width:100%;height:auto}button:disabled{cursor:default;opacity:.55}:focus-visible{outline:3px solid var(--forest);outline-offset:4px}h1,h2,h3,h4,p,ul,ol,figure{margin-top:0}h1,h2,h3,h4{color:var(--navy);line-height:1.16}h1{font-size:clamp(36px,4.2vw,58px);letter-spacing:-.038em;margin-bottom:22px}h2{font-size:clamp(27px,2.6vw,36px);letter-spacing:-.03em;margin-bottom:20px}h3{font-size:23px;letter-spacing:-.02em}p{margin-bottom:18px}p:last-child{margin-bottom:0}ul,ol{padding-left:24px}li+li{margin-top:9px}.shell{width:min(calc(100% - 48px),var(--shell));margin-inline:auto}.skip{position:fixed;top:0;left:20px;transform:translateY(-150%);z-index:100;background:white;padding:12px 20px}.skip:focus{transform:none}.eyebrow{display:block;font-size:12px;letter-spacing:.16em;text-transform:uppercase;font-weight:800;color:var(--forest);line-height:1.5;margin-bottom:12px}.small,.fine-print{font-size:13px;line-height:1.7;color:var(--muted)}.lead{font-size:19px;line-height:1.75;max-width:64ch;color:var(--muted)}.muted{color:var(--muted)}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}[hidden]{display:none!important}.section-space{padding:72px 0}.section-head{display:flex;justify-content:space-between;gap:32px;align-items:end;margin-bottom:32px}.section-head>div{max-width:680px}.section-head p{max-width:460px;color:var(--muted)}
.utility{background:var(--navy);color:#dce6e3;font-size:12px}.utility .shell{display:flex;justify-content:space-between;gap:18px;padding:8px 0}.utility a{color:#edf7f2;text-decoration:none}.utility .contacts{display:flex;gap:24px}.site-header{position:sticky;top:0;z-index:30;background:#fff;border-bottom:1px solid var(--line)}.header-row{display:flex;align-items:center;gap:26px;min-height:100px}.brand{flex:0 0 auto}.brand img{width:88px;height:85px;object-fit:contain}.primary-nav{display:flex;align-items:center;justify-content:center;gap:22px;flex:1}.primary-nav>a,.nav-group>summary{font-size:12px;letter-spacing:.06em;font-weight:800;text-transform:uppercase;text-decoration:none;color:var(--navy);padding:13px 0;white-space:nowrap}.primary-nav a[aria-current=page]{box-shadow:0 2px var(--mint)}.nav-group{position:relative}.nav-group>summary{list-style:none;cursor:pointer}.nav-group>summary::after{content:'⌄';font-size:16px;margin-left:6px;color:var(--forest)}.nav-group>summary::-webkit-details-marker{display:none}.dropdown{position:absolute;top:48px;left:-22px;background:white;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);min-width:290px;padding:14px;display:grid;gap:2px}.dropdown a{padding:9px 12px;border-radius:8px;text-decoration:none;font-size:15px;color:var(--ink)}.dropdown a:hover{background:var(--pale)}.header-actions{display:flex;gap:12px;align-items:center}.search-toggle{border:1px solid var(--line);background:#fff;border-radius:12px;width:44px;height:44px;font-size:13px;color:var(--ink)}.menu-toggle{display:none;background:white;border:1px solid var(--line);border-radius:10px;padding:9px 13px;min-height:44px;font-weight:700}.mobile-nav{display:none;border-top:1px solid var(--line);padding:18px 24px;background:white;max-height:70dvh;overflow:auto}.mobile-nav a{display:block;text-decoration:none;padding:10px;border-bottom:1px solid #edf2ef;font-weight:600}.button,.btn,button[type=submit]{display:inline-flex;align-items:center;justify-content:center;gap:12px;min-height:48px;border:1px solid transparent;border-radius:10px;padding:13px 21px;background:var(--forest);color:white;font-weight:750;font-size:15px;line-height:1.35;text-decoration:none;text-align:center;transition:background .15s,box-shadow .15s,transform .15s}.button:hover,button[type=submit]:hover{background:#044632;box-shadow:0 7px 18px rgba(7,94,67,.15)}.button.secondary,button.secondary{background:#fff;border-color:#becfc7;color:var(--forest)}.button.secondary:hover{background:var(--pale)}.button.mint{background:var(--mint);color:var(--navy)}.button.mint:hover{background:#9cf0d9}.button.light{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.5);color:white}.action-panel{display:flex;align-items:center;flex-wrap:wrap;gap:12px;margin:24px 0 16px}.action-panel:empty{display:none}.text-link{font-size:15px;font-weight:750;text-decoration:none}.text-link::after{content:' →';white-space:nowrap}.button:focus-visible,.hero a:focus-visible,.footer a:focus-visible{outline-color:var(--mint)}
.hero{background:var(--forest);color:white;position:relative}.hero.home-hero{background:#078348 url('../images/hero-placeholder-home.svg') center/cover no-repeat}.hero-inner{display:grid;grid-template-columns:minmax(0,1.32fr) minmax(290px,.75fr);align-items:center;gap:64px;padding:64px 0}.hero h1,.hero h2,.hero h3{color:#fff}.hero .lead{color:#e4f3ee;font-size:18px;max-width:63ch}.hero .eyebrow{color:#b2f3dd}.hero .fine-print{color:#deefe8}.hero .breadcrumbs,.hero .breadcrumbs a{color:#d2ece1}.hero p a:not(.button){color:#dcffee}.hero-foot{display:flex;gap:24px;flex-wrap:wrap;font-size:12px;letter-spacing:.03em;color:#e4f3ee;margin-top:26px}.hero-foot span{padding-left:14px;border-left:2px solid var(--mint)}.hero.home-hero h1{max-width:13ch;font-size:clamp(40px,5vw,67px)}.hero-panel{background:#fff;color:var(--ink);padding:28px;border-radius:20px;box-shadow:0 20px 60px rgba(0,38,24,.16)}.hero-panel h2,.hero-panel h3{color:var(--navy);font-size:25px;line-height:1.2}.hero-panel .eyebrow{color:var(--forest)}.hero-panel .small{color:var(--muted)}.hero-panel a:not(.button){color:var(--forest)}.hero-panel dl{margin:0}.snapshot-row{padding:15px 0;border-bottom:1px solid var(--line)}.snapshot-row:first-child{padding-top:5px}.snapshot-row:last-child{border-bottom:0;padding-bottom:0}.snapshot-row dt{color:var(--muted);font-size:12px;text-transform:uppercase;letter-spacing:.075em;margin-bottom:5px}.snapshot-row dd{margin:0;color:var(--navy);font-size:15px;font-weight:650;line-height:1.55}.breadcrumbs{display:flex;gap:10px;flex-wrap:wrap;font-size:12px;line-height:1.6;margin:0 0 24px;color:var(--muted)}.breadcrumbs a{text-decoration:none}.page-intro{background:#edf7f2;border-bottom:1px solid var(--line);padding:48px 0}.page-intro h1{max-width:900px}.page-intro p{max-width:800px}.home-goals{display:grid;gap:8px}.goal-link{display:flex;justify-content:space-between;gap:16px;align-items:center;border-bottom:1px solid var(--line);padding:14px 0;text-decoration:none}.goal-link:last-child{border-bottom:0}.goal-link strong{font-size:16px;display:block;color:var(--navy)}.goal-link span{font-size:12px;color:var(--muted);display:block}.goal-link b{font-weight:500;font-size:23px;color:var(--forest)}.tax-band{background:#fff;border-bottom:1px solid var(--line)}.tax-band .shell{padding:30px 0;display:flex;align-items:center;justify-content:space-between;gap:24px}.tax-band h2{font-size:26px;margin:0}.tax-band p{font-size:14px;color:var(--muted);margin:8px 0 0}.brand-services{background:white}.service-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.service-card{padding:30px;border:1px solid var(--line);border-radius:var(--radius);display:flex;flex-direction:column;min-width:0;background:white;box-shadow:0 4px 0 #e8f4ee;transition:box-shadow .2s,transform .2s}.service-card:hover{box-shadow:var(--shadow);transform:translateY(-3px)}.service-card img{height:43px;width:43px;margin-bottom:28px}.service-card h3{font-size:23px;margin-bottom:14px}.service-card p{font-size:15px;color:var(--muted);flex:1}.service-card .text-link{margin-top:18px}.split-feature{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}.value-lines{display:grid;gap:0}.value-line{padding:23px 0;border-bottom:1px solid var(--line)}.value-line:first-child{padding-top:0}.value-line strong{display:block;color:var(--navy);font-size:20px;margin-bottom:6px}.value-line p{color:var(--muted);font-size:16px}.navy-feature{background:var(--navy);color:white;padding:34px;border-radius:22px}.navy-feature h2,.navy-feature h3{color:white}.navy-feature p{color:#cfdcd7}.navy-feature .eyebrow{color:var(--mint)}.measure{font-size:46px;line-height:1.15;letter-spacing:-.035em;font-weight:800;font-variant-numeric:tabular-nums}.measure small{font-size:17px;font-weight:500}.final-cta{margin:0 auto 72px;background:var(--navy);padding:42px;border-radius:20px;display:flex;align-items:center;justify-content:space-between;gap:40px;color:white}.final-cta h2{color:white;font-size:32px;margin-bottom:12px}.final-cta p{color:#ceddd7;max-width:620px;font-size:16px}.final-cta .eyebrow{color:var(--mint)}.final-cta .button{flex:0 0 auto}
.content-layout{display:grid;grid-template-columns:minmax(0,860px) minmax(220px,272px);gap:58px;align-items:start;padding:60px 0 72px}.content-main{min-width:0}.content-block{margin-bottom:40px;padding-bottom:40px;border-bottom:1px solid var(--line);scroll-margin-top:120px}.content-block:last-child{margin-bottom:0}.content-block p{font-size:17px}.content-block>h2{max-width:770px}.content-block>p{max-width:76ch}.content-block .eyebrow{margin-bottom:8px}.content-block.parameters,.content-block.costs{padding:28px;background:#fff;border:1px solid var(--line);border-radius:18px}.content-block.risk{border:1px solid #e8ddc2;border-left:4px solid #b68531;border-radius:14px;padding:26px;background:var(--warn-bg)}.content-block.risk h2{font-size:26px}.content-block.local{background:#eaf6f0;border:1px solid #c8e1d5;border-radius:20px;padding:30px}.content-block.local h2{font-size:30px}.content-block.scenario{padding:28px;background:var(--navy);color:#dce8e3;border:0;border-radius:18px}.content-block.scenario h2,.content-block.scenario h3{color:white}.content-block.scenario a{color:var(--mint)}.content-block.scenario .eyebrow{color:var(--mint)}.content-block.scenario p{color:#e1ebe6}.content-block.scenario table{background:white;color:var(--ink)}.content-block.scenario .fine-print{color:#d2ded8}.content-block.merged{font-size:15px;background:#f0f5f2;padding:24px;border:1px solid var(--line);border-radius:14px}.content-block.merged h2{font-size:23px}.content-block.merged p{font-size:15px}.content-rail{position:sticky;top:128px}.rail-box{padding:24px;border:1px solid var(--line);border-radius:16px;background:#fff;margin-bottom:20px}.rail-box h2,.rail-box h3{font-size:21px;margin-bottom:16px}.rail-box p{font-size:14px;color:var(--muted)}.rail-nav{display:grid;gap:2px}.rail-nav a{padding:10px 0;text-decoration:none;border-bottom:1px solid #edf1ef;font-size:14px;line-height:1.45;color:var(--muted)}.rail-nav a:hover{color:var(--forest)}.rail-box .button{width:100%;font-size:14px}.rail-note{border-top:1px solid var(--line);margin-top:18px;padding-top:16px}.rail-note a{font-size:12px}.related-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.related-card{display:flex;flex-direction:column;padding:24px;border-radius:16px;border:1px solid var(--line);text-decoration:none;background:white;min-width:0}.related-card span{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:12px}.related-card strong{font-size:19px;line-height:1.35;color:var(--navy)}.related-card p{font-size:14px;color:var(--muted);margin-top:10px}.related-card::after{content:'Explore →';font-size:13px;font-weight:750;margin-top:auto;padding-top:20px;color:var(--forest)}.related-card:hover{border-color:#8fb6a2;box-shadow:var(--shadow)}.related-wrap{background:#eaf3ef;padding:64px 0}.table-scroll{overflow-x:auto;max-width:100%;margin:24px 0;border:1px solid var(--line);border-radius:14px;background:#fff;scrollbar-width:thin}table{width:100%;border-collapse:collapse;font-size:15px;text-align:left;line-height:1.6}thead{background:#edf5f1;color:var(--forest)}th{font-weight:750}th,td{padding:16px 20px;vertical-align:top;border-bottom:1px solid var(--line)}tr:last-child td,tr:last-child th{border-bottom:0}tbody td:first-child{font-weight:650;color:var(--navy);min-width:145px}table a{text-decoration:none}caption{text-align:left;padding:14px 20px;font-size:13px;color:var(--muted);font-weight:600}.table-scroll:focus-visible{outline-offset:2px}.content-block.alternatives .table-scroll td:first-child{width:36%}.content-block.process ol{padding:0;list-style:none;counter-reset:step;display:grid;gap:12px}.content-block.process li{padding:22px 24px 22px 74px;position:relative;background:white;border:1px solid var(--line);border-radius:14px;margin:0;font-size:16px}.content-block.process li::before{counter-increment:step;content:counter(step,decimal-leading-zero);position:absolute;left:22px;top:22px;font-size:18px;font-weight:800;color:var(--forest)}details.faq-item{background:white;border-bottom:1px solid var(--line);padding:0 22px}.faq-item:first-of-type{border-radius:14px 14px 0 0}.faq-item:last-child{border-radius:0 0 14px 14px}.faq-item summary{cursor:pointer;font-size:17px;font-weight:750;color:var(--navy);padding:20px 0;line-height:1.45}.faq-item .answer{padding:0 0 22px}.faq-item p{font-size:15px}.sources{margin:24px 0 0;border:1px solid var(--line);padding:20px 24px;background:white;border-radius:14px;font-size:13px;line-height:1.7;overflow-wrap:anywhere}.sources summary{font-weight:750;color:var(--forest);cursor:pointer}.sources p{font-size:13px!important;margin-top:14px}.sources a{font-weight:600}.checklist-controls{display:flex;align-items:center;gap:16px;font-size:13px;color:var(--muted);margin-top:18px}.checklist-controls button{background:none;border:0;color:var(--forest);text-decoration:underline;font-size:13px;min-height:44px}.doc-check{width:20px;height:20px;accent-color:var(--forest);vertical-align:middle;margin-right:10px}.document-done{color:var(--forest)!important;background:#f1faf6!important}.comparison-hero{background:#edf7f2;color:var(--ink)}.comparison-hero h1{color:var(--navy)}.comparison-hero .lead{color:var(--muted)}.comparison-hero .eyebrow{color:var(--forest)}.comparison-hero .breadcrumbs,.comparison-hero .breadcrumbs a{color:var(--muted)}.comparison-hero .hero-panel{border:1px solid var(--line)}.comparison-hero .hero-foot{color:var(--muted)}.comparison-hero .fine-print{color:var(--muted)}.family-geographic_product .hero{background:#155943}.family-rate_comparison .hero{background:var(--navy)}.family-borrower_path .hero{background:#116350}.family-property_path .hero{background:#075b40}.family-decision_service .hero{background:#205a4d}.family-legal_scope_notice .content-layout{grid-template-columns:minmax(0,820px) 260px}.family-trust_and_methodology .content-block,.family-legal_scope_notice .content-block{background:transparent;border-radius:0;border-left:0;border-right:0;border-top:0;padding:0 0 32px}.family-trust_and_methodology .hero-panel{background:#fff}.family-legal_scope_notice .hero{background:#edf7f2;color:var(--ink)}.family-legal_scope_notice .hero h1{color:var(--navy)}.family-legal_scope_notice .hero .lead,.family-legal_scope_notice .hero .breadcrumbs,.family-legal_scope_notice .hero .breadcrumbs a{color:var(--muted)}.family-legal_scope_notice .hero .eyebrow{color:var(--forest)}
/* Data graphics are constructed from the actual calculation result, never decorative rates. */
.interactive-section{background:white;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:64px 0}.calculator{background:white;border:1px solid var(--line);border-radius:22px;overflow:hidden;box-shadow:var(--shadow);margin:24px 0}.calculator-top{padding:24px 28px 0}.calculator-top h3{font-size:25px;margin-bottom:10px}.calculator-top .small{max-width:80ch}.calculator-grid{display:grid;grid-template-columns:1.04fr .96fr;gap:0}.calculator form{padding:25px 28px 30px;min-width:0}.input-grid,.quote-grid,.calc-inputs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 16px}.field,.calc-field{min-width:0}label{display:block;font-size:13px;font-weight:700;color:var(--ink);line-height:1.5;margin-bottom:8px}input[type=number],input[type=text],input[type=search],select{width:100%;min-width:0;max-width:100%;min-height:49px;border:1px solid #71877c;border-radius:9px;padding:11px 13px;background:#fff;color:var(--navy);font-size:16px;font-variant-numeric:tabular-nums}input[aria-invalid=true]{border-color:#b51d28;background:#fff6f6}input::placeholder{color:#6c7b78}input[type=range]{width:100%;height:28px;accent-color:var(--forest);cursor:pointer}input:focus,select:focus{outline:3px solid var(--forest);border-color:var(--forest);outline-offset:2px}.calc-field .unit{font-size:11px;color:var(--muted);font-weight:500}.extra-inputs{margin-top:20px;border-top:1px solid var(--line);padding-top:16px}.extra-inputs>summary{font-size:14px;color:var(--forest);font-weight:700;cursor:pointer;margin-bottom:14px}.calc-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.calc-actions .secondary{border:1px solid var(--line);border-radius:9px;padding:10px 15px;background:#fff;color:var(--forest);font-size:14px;font-weight:700;min-height:48px}.calc-output{padding:28px;background:var(--navy);color:white;min-width:0;display:flex;flex-direction:column}.calc-output .eyebrow{color:var(--mint)}.calc-output .measure{color:white;overflow-wrap:anywhere;font-size:clamp(32px,3.3vw,43px)}.calc-output .measure-label{font-size:14px;color:#ddebe5;margin-bottom:10px;max-width:34ch}.calc-output .measure-unit{font-size:12px;color:#c2d7cb;margin:10px 0 20px}.calc-output dl{display:grid;grid-template-columns:1fr auto;gap:10px 18px;margin:22px 0;font-size:13px;line-height:1.6}.calc-output dt{color:#cbded4}.calc-output dd{margin:0;text-align:right;font-weight:750;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}.calc-output .fine-print{color:#cbded4}.calc-output .button{margin-top:auto}.calc-output:focus-within{outline:0}.calc-output .empty{color:#dce8e1}.calc-error{color:#ffd9d9;border-left:3px solid #ef9999;padding:12px;margin:20px 0;background:rgba(255,255,255,.06);font-size:14px}.error{color:#9d1727;background:#fff2f2;border:1px solid #ebcccc;padding:16px;border-radius:12px}.calculation-note{padding:20px 28px;background:#eef5f1;border-top:1px solid var(--line);font-size:12px;color:var(--muted)}.calculation-note a{font-weight:700}.viz{margin:6px 0 20px}.viz h4{color:#d7e9df;font-size:12px;letter-spacing:.04em;margin:12px 0}.viz-bar-row{margin:10px 0}.viz-bar-label{font-size:12px;display:flex;justify-content:space-between;gap:16px;margin-bottom:7px;color:#e4f0e9}.viz-bar-track{height:8px;border-radius:8px;background:rgba(255,255,255,.12);overflow:hidden}.viz-bar-fill{height:100%;border-radius:8px;background:var(--mint);min-width:0}.viz-bar-row:nth-child(even) .viz-bar-fill{background:#9abcbc}.viz-bar-row:nth-child(3n) .viz-bar-fill{background:#dfc99c}.viz svg{display:block;width:100%;height:auto;max-height:175px;margin-top:16px;overflow:visible}.chart-labels{display:flex;justify-content:space-between;font-size:11px;color:#d2e1d8;gap:12px}.schedule-details{padding:20px 28px;border-top:1px solid var(--line);background:#fff}.schedule-details summary{font-weight:700;color:var(--forest);cursor:pointer;font-size:14px}.schedule-details .table-scroll{max-height:390px;overflow:auto}.schedule-details td,.schedule-details th{white-space:nowrap;font-size:13px;padding:10px 12px;font-variant-numeric:tabular-nums}.schedule-details thead{position:sticky;top:0}.schedule-export{border:1px solid var(--line);padding:10px 14px;margin-top:16px;background:#fff;border-radius:8px;color:var(--forest);font-size:13px;font-weight:700}.print-scenario{border:0;border-bottom:1px solid rgba(255,255,255,.35);padding:10px 0;margin-top:12px;background:none;color:#dceddf;font-size:12px;align-self:start}.model-tabs{display:flex;gap:8px;flex-wrap:wrap;margin:0 0 18px}.model-tabs a{font-size:13px;text-decoration:none;background:#fff;border:1px solid var(--line);border-radius:50px;padding:9px 14px}.data-process{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;margin:26px 0;border:1px solid var(--line);border-radius:16px;overflow:hidden;background:white}.data-step{padding:22px;border-right:1px solid var(--line);min-width:0}.data-step:last-child{border:0}.data-step b{display:block;color:var(--forest);font-size:11px;letter-spacing:.1em;margin-bottom:12px}.data-step strong{display:block;color:var(--navy);font-size:18px;line-height:1.3;margin-bottom:10px}.data-step span{font-size:13px;color:var(--muted);display:block}.data-step .step-marker{font-size:11px;color:var(--forest)}
/* Selector and quote tool use tested R2 engines with a restyled, truthful interface. */
#option-selector,#quote-comparison{background:#fff;border:1px solid var(--line);border-radius:20px;padding:32px;margin-bottom:38px;box-shadow:var(--shadow)}#option-selector>h2,#quote-comparison>h2{font-size:30px}#option-selector>p,#quote-comparison>p{font-size:15px;color:var(--muted)}#product-selector-form button[type=submit]{margin-top:24px;width:100%}#selector-result:empty,#quote-result:empty{display:none}#selector-result,#quote-result{margin-top:28px;border-top:1px solid var(--line);padding-top:28px}.product-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.product-card{padding:22px;border:1px solid var(--line);border-radius:14px;background:#f5faf7}.product-card h4{font-size:20px;margin-bottom:12px}.product-card a{text-decoration:none}.product-card p{font-size:14px;color:var(--muted)}.notice{font-size:14px;padding:16px 18px;border-radius:10px;background:#edf6f0;color:var(--ink)}.context-note{padding:10px 16px;background:#f0f6f3;border-radius:8px;font-size:13px}fieldset{min-width:0;padding:22px;border:1px solid var(--line);border-radius:14px;display:grid;gap:16px;margin:0}legend{font-size:19px;font-weight:800;color:var(--forest);padding:0 8px}.horizon-field{margin-top:22px;max-width:360px}#quote-result .table-scroll{background:#fff}.result-summary{padding:22px;background:var(--navy);color:#fff;font-size:18px;font-weight:700;border-radius:12px}#quote-comparison .secondary{border:1px solid var(--line);border-radius:10px;padding:12px 18px;background:#fff;color:var(--forest);font-size:14px;font-weight:700}.quote-result-chart{background:#eef6f0;padding:24px;border-radius:12px;margin-bottom:24px}.quote-result-chart .viz-bar-label,.quote-result-chart h4{color:var(--ink)}.quote-result-chart .viz-bar-track{background:#d4e3db}.quote-result-chart .viz-bar-fill{background:var(--forest)}
.directory-tools{display:flex;gap:16px;align-items:center;margin:26px 0 30px}.directory-tools input{max-width:520px}.directory-count{font-size:13px;color:var(--muted)}.directory-group{margin-bottom:38px}.directory-group>h2{font-size:28px}.directory-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.directory-link{background:white;border:1px solid var(--line);border-radius:14px;padding:22px;text-decoration:none;display:flex;flex-direction:column;min-width:0;gap:12px}.directory-link strong{color:var(--navy);font-size:19px;line-height:1.35}.directory-link span{font-size:13px;color:var(--muted);line-height:1.6}.directory-link .eyebrow{font-size:10px;color:var(--forest);margin:0}.directory-link:hover{border-color:#8bbca5}.directory-empty{padding:24px;border:1px solid var(--line);border-radius:12px;background:white}.quick-directory{padding:28px;border:1px solid var(--line);border-radius:18px;background:white;margin-bottom:36px}.quick-directory h2{font-size:24px}.pill-links{display:flex;flex-wrap:wrap;gap:10px}.pill-links a{background:#eef5f1;padding:8px 13px;border-radius:8px;font-size:13px;text-decoration:none;font-weight:650}.site-dialog{border:1px solid var(--line);border-radius:20px;width:min(640px,calc(100% - 32px));max-height:82dvh;padding:28px;box-shadow:0 30px 100px #0003}.site-dialog::backdrop{background:rgba(12,26,22,.6)}.dialog-top{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-bottom:18px}.dialog-top h2{font-size:26px;margin:0}.close-dialog{min-width:44px;min-height:44px;border:1px solid var(--line);border-radius:9px;background:white;color:var(--ink);font-size:13px}.search-results{margin:20px 0 0;display:grid;gap:5px;max-height:48dvh;overflow:auto}.search-results a{display:block;padding:12px;border-radius:10px;text-decoration:none;background:#f2f8f4;font-size:15px;line-height:1.5}.search-results a span{display:block;font-size:11px;color:var(--muted)}.search-status{font-size:13px;color:var(--muted);margin-top:12px}.site-footer{background:var(--navy);color:#dce8e2;padding:54px 0 28px}.footer-grid{display:grid;grid-template-columns:1.1fr 1fr 1fr 1fr;gap:40px}.footer-brand img{width:112px;margin-bottom:20px}.footer-col h2{font-size:11px;text-transform:uppercase;letter-spacing:.16em;color:var(--mint);margin-bottom:18px}.footer-col a{display:block;color:#dce8e2;text-decoration:none;font-size:13px;margin-bottom:11px}.footer-col p{font-size:13px;color:#dce8e2}.footer-bottom{border-top:1px solid #454a5d;margin-top:34px;padding-top:24px;font-size:12px;line-height:1.8;color:#b2c5bb}.footer-bottom a{color:#c7e8d7}.footer-bottom .fine-print,.footer-brand .fine-print{color:#b2c5bb}.mobile-action{display:none}.readable-well{padding:28px;background:white;border:1px solid var(--line);border-radius:16px;margin-bottom:24px}.readable-well h2{font-size:26px}.submitted-state{padding:28px;background:#eef6f1;border:1px solid var(--line);border-radius:16px}.office-panel{padding:22px;background:white;border:1px solid var(--line);border-radius:14px;margin-bottom:28px}.office-panel h2{font-size:22px}.office-panel p{font-size:14px}
@media(min-width:1300px){.header-row{gap:32px}.primary-nav{gap:26px}}
@media(max-width:1160px){.primary-nav{gap:15px}.primary-nav>a,.nav-group>summary{font-size:11px}.header-row{gap:20px}.header-actions .button{padding:12px 16px}.hero-inner{gap:38px}.content-layout{gap:30px;grid-template-columns:minmax(0,1fr) 232px}.calculator-grid{grid-template-columns:1fr}.calc-output .measure{font-size:40px}.calc-output dl{grid-template-columns:1fr auto}.calc-output .button{align-self:flex-start}.family-legal_scope_notice .content-layout{grid-template-columns:minmax(0,1fr) 232px}.calc-output .viz svg{max-height:180px}}
@media(max-width:960px){.primary-nav{display:none}.header-row{min-height:84px}.brand img{width:70px;height:68px}.header-actions{margin-left:auto}.menu-toggle{display:inline-flex;align-items:center}.mobile-nav.open{display:block}.hero-inner{grid-template-columns:1.15fr 1fr;gap:28px;padding:44px 0}.hero h1{font-size:40px}.hero .lead{font-size:16px}.hero-panel{padding:22px}.content-layout,.family-legal_scope_notice .content-layout{grid-template-columns:minmax(0,1fr);gap:28px}.content-rail{position:static;order:-1;display:grid;grid-template-columns:1fr 1fr;gap:16px}.rail-box{margin:0}.rail-nav{max-height:180px;overflow:auto}.service-grid,.directory-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.split-feature{gap:28px}.footer-grid{grid-template-columns:1fr 1fr}.related-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.calculator-grid{grid-template-columns:1.04fr .96fr}.family-calculator .content-rail{display:none}}
@media(max-width:680px){html{scroll-padding-top:100px}body{font-size:16px}.shell{width:calc(100% - 40px)}.utility .shell{justify-content:center;font-size:11px}.utility .contacts{display:none}.utility .utility-note{display:none}.header-row{gap:12px;min-height:78px}.brand img{width:64px;height:62px}.header-actions .button{font-size:12px;padding:11px 13px;min-height:42px}.search-toggle{display:none}.menu-toggle{font-size:12px;padding:9px 10px;min-height:42px}.hero-inner{display:block;padding:34px 0 40px}.hero h1,.hero.home-hero h1{font-size:38px;line-height:1.08;max-width:17ch}.hero .lead{font-size:16px;line-height:1.7}.hero-panel{margin-top:28px;padding:24px}.hero .breadcrumbs{margin-bottom:18px;font-size:11px}.hero-foot{gap:12px;font-size:11px}.hero-foot span{padding-left:9px}.action-panel{gap:10px}.action-panel .button{min-width:0;font-size:13px;padding:12px 15px;min-height:46px}.hero-panel .snapshot-row dd{font-size:14px}.section-space{padding:48px 0}.section-head{display:block;margin-bottom:24px}.section-head h2{font-size:31px}.section-head p{font-size:16px}.tax-band .shell{display:block;padding:26px 0}.tax-band .button{margin-top:18px}.tax-band h2{font-size:25px}.split-feature{display:block}.navy-feature{margin-top:26px;padding:28px}.service-grid,.related-grid,.directory-grid{grid-template-columns:1fr}.service-card{padding:26px}.service-card img{margin-bottom:20px}.service-card h3{font-size:24px}.service-card p{font-size:16px}.service-card .text-link{font-size:15px}.content-layout{padding:32px 0 46px}.content-rail{display:none}.content-block{margin-bottom:30px;padding-bottom:30px}.content-block h2{font-size:28px;line-height:1.2}.content-block p{font-size:16px}.content-block.parameters,.content-block.costs,.content-block.local,.content-block.scenario,.content-block.risk{padding:22px}.content-block.parameters h2,.content-block.costs h2,.content-block.local h2{font-size:26px}.content-block.merged{padding:20px}.content-block.merged h2{font-size:22px}.content-block.process li{font-size:15px;padding:20px 20px 20px 58px}.content-block.process li::before{left:20px;top:20px;font-size:16px}.table-scroll{margin:18px 0}th,td{padding:12px;font-size:13px;line-height:1.6}tbody td:first-child{min-width:110px}.content-block.alternatives td:first-child{width:auto}.faq-item summary{font-size:16px}.faq-item .answer p{font-size:15px}.sources{padding:18px;overflow-wrap:anywhere}.final-cta{display:block;padding:28px;margin-bottom:44px}.final-cta h2{font-size:29px}.final-cta p{font-size:15px}.final-cta .button{margin-top:24px;min-width:100%}.related-wrap{padding:42px 0}.related-card{padding:22px}.related-card strong{font-size:21px}.interactive-section{padding:40px 0}.calculator-grid{grid-template-columns:1fr}.calculator-top{padding:22px 22px 0}.calculator-top h3{font-size:23px}.calculator form{padding:22px}.calc-inputs{gap:16px 12px}.calc-output{padding:26px 22px}.calc-output dl{gap:10px 12px}.calculation-note{padding:18px 22px}.calc-actions .button,button[type=submit]{min-height:48px}.calc-output .button{width:100%;align-self:stretch}.data-process{grid-template-columns:1fr}.data-step{border-right:0;border-bottom:1px solid var(--line);padding:20px}.data-step b{margin-bottom:7px}.data-step strong{font-size:19px;margin-bottom:7px}.data-step span{font-size:14px}.schedule-details{padding:18px 22px}.directory-tools{display:block}.directory-count{display:block;margin-top:10px}.directory-link{padding:22px}.directory-link strong{font-size:21px}.directory-link span{font-size:14px}.quick-directory{padding:24px}.footer-grid{grid-template-columns:1fr 1fr;gap:30px 24px}.footer-grid .footer-brand{grid-column:1/-1}.site-footer{padding:38px 0 95px}.footer-bottom{font-size:11px}.mobile-action{display:flex;position:fixed;z-index:25;bottom:0;left:0;right:0;padding:10px 20px calc(10px + env(safe-area-inset-bottom));background:white;border-top:1px solid var(--line);align-items:center;justify-content:space-between;gap:14px;box-shadow:0 -5px 25px rgba(17,37,24,.06)}.mobile-action>span{font-size:11px;line-height:1.5;color:var(--muted)}.mobile-action>span strong{display:block;color:var(--navy);font-size:12px}.mobile-action .button{min-height:44px;padding:11px 20px;font-size:13px}.page-intro{padding:32px 0}.page-intro h1{font-size:34px}.page-intro .lead{font-size:16px}#option-selector,#quote-comparison{padding:24px 20px;margin-bottom:28px}#option-selector>h2,#quote-comparison>h2{font-size:26px}.input-grid,.quote-grid{grid-template-columns:1fr}.product-cards{grid-template-columns:1fr}.product-card{padding:20px}.product-card h4{font-size:21px}.product-card p{font-size:15px}.site-dialog{padding:20px}.table-scroll .quote-result-chart{min-width:0}.quote-result-chart{padding:18px}label{font-size:13px}.horizon-field{max-width:none}.readable-well{padding:22px}.readable-well h2{font-size:26px}}
@media(max-width:380px){.shell{width:calc(100% - 32px)}.calc-inputs{grid-template-columns:1fr}.header-actions .button{padding:10px 11px}.hero h1,.hero.home-hero h1{font-size:34px}.header-row{gap:10px}.mobile-action{padding-inline:16px}.footer-grid{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}
@media print{.utility,.site-header,.content-rail,.mobile-action,.site-footer,.search-dialog,.final-cta,.related-wrap,.calc-actions,.print-scenario,.schedule-export{display:none!important}body{font-size:11pt;background:white;color:#111}.shell{width:100%}.hero,.page-intro,.calc-output,.content-block.scenario{background:white!important;color:#111!important}.hero h1,.hero h2,.hero p,.calc-output *,.content-block.scenario *{color:#111!important}.hero-inner,.content-layout,.calculator-grid{display:block}.hero-panel{box-shadow:none;border:1px solid #ccc}.content-block,.calculator{break-inside:avoid;box-shadow:none}.calculator form{display:none}.calc-output{border:1px solid #ccc}.hero-inner{padding:18px 0}.content-layout{padding:20px 0}.viz-bar-track{background:#eee}.viz-bar-fill{background:#555}.hero-foot,.hero .action-panel{display:none}.sources{break-inside:avoid}}

/* Readability refinements from rendered review. */
.family-legal_scope_notice .hero .fine-print{color:var(--muted)}.hero.home-hero{background-image:linear-gradient(rgba(0,45,29,.13),rgba(0,45,29,.22)),url('../images/hero-placeholder-home.svg')}

/* Keyboard and contrast repairs from interaction/contrast QA. */
.button:focus-visible{outline-color:var(--forest)}.hero .button:focus-visible,.calc-output .button:focus-visible,.final-cta .button:focus-visible,.site-footer a:focus-visible{outline-color:var(--mint)}@media(max-width:680px){.header-actions .button,.menu-toggle{min-height:44px}}

.mobile-toc{display:none}@media(max-width:680px){.mobile-toc{display:block;border:1px solid var(--line);background:white;padding:16px 20px;border-radius:12px;margin-bottom:0}.mobile-toc summary{cursor:pointer;font-size:15px;font-weight:750;color:var(--forest)}.mobile-toc nav{display:grid;margin-top:12px;gap:5px}.mobile-toc a{font-size:14px;line-height:1.5;padding:10px 0;text-decoration:none;border-top:1px solid #edf3ef}}

/* Keep input baselines aligned even when adjacent labels wrap differently. */
.calc-field{display:flex;flex-direction:column;min-width:0}.calc-field input{margin-top:auto}


/* R7: calculator-specific methodology and decision-support blocks. */
.methodology-suite{padding:30px;border:1px solid #d8e6df;border-radius:20px;background:linear-gradient(145deg,#fff 0%,#f7fcf9 100%);box-shadow:0 16px 38px rgba(20,44,34,.055)}
.methodology-suite>h2{margin-bottom:14px}.methodology-suite>.method-summary{max-width:74ch;font-size:18px;color:var(--ink)}
.method-formula-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:24px 0}
.method-formula{padding:18px;border:1px solid #dfe9e4;border-radius:14px;background:#fff;min-width:0}.method-formula span{display:block;font-size:11px;letter-spacing:.11em;text-transform:uppercase;font-weight:800;color:var(--forest);margin-bottom:8px}.method-formula code{display:block;white-space:normal;overflow-wrap:anywhere;font:700 15px/1.55 ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;color:var(--navy);background:#eff8f3;border-radius:9px;padding:10px 11px;margin-bottom:10px}.method-formula p{font-size:14px;color:var(--muted);margin:0}
.method-flow{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff;margin:24px 0}.method-step{padding:18px;border-right:1px solid var(--line);min-width:0}.method-step:last-child{border-right:0}.method-step b{display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--mint);color:var(--navy);font-size:13px;margin-bottom:10px}.method-step strong{display:block;color:var(--navy);font-size:15px;line-height:1.45}.method-step p{font-size:13px;color:var(--muted);margin:7px 0 0}
.method-columns{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:24px}.method-card{padding:20px;border-radius:15px;background:#fff;border:1px solid var(--line)}.method-card h3{font-size:19px;margin-bottom:12px}.method-card ul{margin:0;padding-left:20px}.method-card li{font-size:14px;color:var(--muted)}.method-card.limit{background:#fffaf0;border-color:#eadfbe}.worked-example{margin-top:20px;padding:20px 22px;border-radius:15px;background:var(--navy);color:#eef7f3}.worked-example .eyebrow{color:var(--mint)}.worked-example h3{color:#fff;font-size:21px;margin-bottom:9px}.worked-example p{font-size:15px;color:#d6e3dd;margin:0}.method-foot{margin-top:18px;font-size:13px;color:var(--muted)}
@media(max-width:960px){.method-formula-grid{grid-template-columns:1fr}.method-flow{grid-template-columns:1fr 1fr}.method-step:nth-child(2){border-right:0}.method-step:nth-child(-n+2){border-bottom:1px solid var(--line)}}
@media(max-width:680px){.methodology-suite{padding:22px}.methodology-suite>.method-summary{font-size:16px}.method-columns,.method-flow{grid-template-columns:1fr}.method-step{border-right:0;border-bottom:1px solid var(--line)}.method-step:last-child{border-bottom:0}.method-step:nth-child(2){border-right:0}.method-formula{padding:16px}.worked-example{padding:18px}.method-formula code{font-size:13px}}
/* R9: verified Google Maps location block on the homepage. */
.home-location{padding:0 0 78px;background:var(--paper)}
.location-grid{display:grid;grid-template-columns:minmax(0,.78fr) minmax(420px,1.22fr);gap:32px;align-items:stretch}
.location-copy,.map-frame{background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);overflow:hidden}
.location-copy{padding:34px}.location-copy h2{font-size:clamp(30px,3vw,42px);margin-bottom:14px}.location-copy>p{color:var(--muted);font-size:16px;max-width:58ch}
.location-card{margin-top:24px;padding:22px;border-radius:16px;background:linear-gradient(145deg,#f2faf6 0%,#fff 100%);border:1px solid #d9e9e1}.location-card strong{display:block;color:var(--navy);font-size:20px;line-height:1.35;margin-bottom:10px}.location-card address{font-style:normal;color:var(--muted);margin-bottom:18px}.location-card .button{width:max-content;max-width:100%}
.listing-kicker{display:block;margin-bottom:8px;color:var(--green);font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.map-listing-badge{position:absolute;z-index:2;top:18px;left:18px;right:18px;max-width:420px;padding:16px 18px;background:rgba(255,255,255,.96);border:1px solid rgba(18,42,55,.14);border-radius:16px;box-shadow:0 14px 38px rgba(20,45,38,.18);backdrop-filter:blur(8px);pointer-events:none}.map-listing-badge span{display:block;color:#5f6d70;font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;margin-bottom:5px}.map-listing-badge strong{display:block;color:var(--navy);font-size:17px;line-height:1.3}.map-listing-badge small{display:block;margin-top:5px;color:#647174;font-size:12px;line-height:1.4}@media(max-width:680px){.map-listing-badge{top:12px;left:12px;right:12px;padding:13px 14px}.map-listing-badge strong{font-size:15px}.map-listing-badge small{font-size:11px}}
.map-frame{position:relative;min-height:430px;background:#e8f0ec}.map-frame iframe{display:block;width:100%;height:100%;min-height:430px;border:0}
@media(max-width:900px){.location-grid{grid-template-columns:1fr}.map-frame,.map-frame iframe{min-height:400px}}
@media(max-width:680px){.home-location{padding-bottom:54px}.location-copy{padding:24px}.location-card{padding:18px}.map-frame,.map-frame iframe{min-height:340px}.location-card .button{width:100%}}