Conventional Loan
Compare documented-income financing, down-payment options and mortgage insurance.
Explore this option
Use these comparisons for planning; final eligibility, pricing and terms are set by the provider.
Choose the financing job
| Financing route | When to compare it |
|---|---|
| Home Purchase Loans and Down-Payment Options | Buy a primary home and compare down payment, insurance and closing cash. |
| Mortgage Refinance Options | Replace an existing mortgage and compare costs against keeping it. |
| Home Equity Loan Options | Borrow a defined lump sum while evaluating the existing first mortgage. |
| Home Equity Lines of Credit | Compare a line for staged cash needs and later repayment costs. |
| Investment Property Mortgage Loans | Finance a rental using the right occupancy, cash-flow and reserve assumptions. |
| Home Renovation Financing | Combine eligible work and financing in a complete project budget. |
What you can compare here
Use product pages to review the financing structure, relevant eligibility checks, costs and alternatives. The selector creates a product-type shortlist, not a lender match. The calculators let you change the loan amount, rate, term and expenses without sending a loan application. When you have two written fixed-rate quotes, compare their fees, payments, interest and remaining balances over the same holding period.
Choose the next step by what you already know
If you have only a purchase budget, begin with payment and down-payment scenarios. If you know the product, open its parameters and documentation section. If you already have a quote, check the cash paid upfront, financed fees and monthly insurance before comparing rates. A lower payment can come from a longer repayment schedule rather than cheaper borrowing.
Compare cash at closing with cash kept afterward
A sustainable transaction includes more than the minimum down payment. Keep closing charges, prepaids, tax and insurance deposits, moving expenses and post-closing reserves separate. For a project or rental, add work contingencies, vacancy and operating costs. Do not count an unconfirmed grant, sale or refinance as money already available.
Product comparisons, not promised credit
The tools do not originate or broker loans, pull credit, verify a property or determine eligibility. Government and state-program links identify independent resources; they do not create an approval or establish a WeLend partnership. Use a verified provider’s secure route for an actual application.
Start with one transaction
For example, compare buying a home with a conventional loan and an eligible FHA route using the same price. Next compare down payments and insurance with cash reserves visible. Only after the structure fits should you compare personal lender quotes. That keeps a financing decision separate from a headline rate.
Program references and comparison sources
CFPB: Understand the different kinds of loans available — Loan structures, terms and repayment risks; not provider-specific eligibility.
CFPB: Loan Estimate explainer — Comparison of covered mortgage disclosures, cash to close, points, lender credits and monthly costs.
CFPB: Information required for a Loan Estimate — Six information items for covered transactions; exceptions include HELOCs and reverse mortgages. Do not demand documents as a precondition.
Check the linked source for its effective date and applicable scope. A source link is not a lender partnership or an individual offer.